Application forms can be obtained through an Etranzact Pin at any of the branches of Oceanic Bank, Spring Bank, Guaranty Trust Bank, Zenith Bank, Access Bank, Intercontinetal Bank, First City Monument Bank, United Bank for Africa, in Nigeria as well as Covenant Micro Finance Bank after paying the sum of =N=5,250 for the Etranzact Pin. The Confirmation order number stated on the Etranzact Receipt obtained from the Bank gives you access to completing the form online on CU Portal.